For many retirees, running out of money in retirement is their single biggest concern. Of course, the more you spend in retirement the greater the chance this could happen.This is why we created different plans with different paycheck amounts so you can choose the plan that fits your preferences: 


  • Our safest plan gives you a 1% chance of running out of money, but comes with a smaller monthly paycheck. 
  • Our moderate plan gives you a 5% chance of running out of money, but comes with a bigger monthly paycheck.
  • Our riskiest plan gives you a 20% chance of running out of money, but comes with the biggest monthly paycheck.  

You’ll continue to receive your full Social Security benefit even if you outlive your savings.